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Property Investors

Stamp Duty Land Tax

SDLT represents a significant upfront cost on property acquisitions. With rates now reaching up to 15% for certain residential property purchases, and additional surcharges applying to second homes and non-resident purchasers, careful SDLT planning before exchange of contracts can result in meaningful savings.

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What are the benefits?

Multiple Dwellings Relief

Where two or more dwellings are purchased in a single transaction or a series of linked transactions, Multiple Dwellings Relief (MDR) can reduce the SDLT due by applying the SDLT rates to the average consideration per dwelling rather than the total.

Mixed-Use Properties

Properties that have both residential and commercial elements (such as a flat above a shop) are treated as non-residential for SDLT purposes, attracting lower rates. We assess whether properties qualify for mixed-use treatment.

First-Time Buyer Relief

First-time buyers benefit from relief on the first £425,000 of a residential property purchase (subject to a maximum property value). We confirm eligibility and ensure the relief is correctly claimed.

Annual Tax on Enveloped Dwellings

Residential properties valued above £500,000 held in a company are subject to the Annual Tax on Enveloped Dwellings (ATED). We advise on ATED compliance and available exemptions.

How can Zenus Tax help?

  • We review planned acquisitions to identify all available SDLT reliefs before exchange

  • We prepare and file SDLT returns on completion of property transactions

  • We advise on the SDLT treatment of complex transactions, including linked purchases and atypical arrangements

  • We advise on ATED compliance for high-value residential properties held in companies

Frequently Asked Questions

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