Property Investing
Property investment can generate significant wealth, but without the right structure, a substantial portion of your returns can be lost to tax across income tax on rental profits, stamp duty on acquisitions, and Capital Gains Tax on disposals. We help property investors structure and manage their portfolios for maximum after-tax efficiency.
What are the benefits?
Optimal Ownership Structure
Whether property should be held personally, in a partnership with a spouse, or in a limited company depends on your income level, portfolio size, and long-term plans. We model the full tax position across all structures to identify the most efficient approach.
Income Tax on Rental Profits
We ensure all available deductions against rental income are claimed — including allowable expenses, finance costs (subject to the Section 24 restriction for personal ownership), and capital allowances where applicable.
CGT on Disposals
We plan the disposal of properties to maximise the use of CGT exemptions, Private Residence Relief (where applicable), and available reliefs. We also advise on the 60-day reporting requirement for UK residential property disposals.
Stamp Duty Land Tax
We advise on SDLT planning opportunities — including the treatment of linked transactions, mixed-use properties, and multiple dwellings relief — to reduce the upfront cost of property acquisition.
How can Zenus Tax help?
We review your current property portfolio and advise on the optimal holding structure
We prepare rental accounts and Self Assessment returns for property investors
We advise on CGT planning before the disposal of any property
We review SDLT positions on acquisitions and advise on any available reliefs
Frequently Asked Questions
Take the First Step Towards Stress-Free Tax Planning
Our expert tax advisers tailor smart, compliant strategies that save you money and unlock growth. Ready for a tax game plan built around you?
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